Pradhan Mantri Shram Yogi Maandhan Yojana is a government scheme, which provides social security to the unorganized workers of all the sectors.
It is a voluntary and contributory pension scheme under which the subscriber will receive a minimum assured pension of Rs.3000 per month after attaining the age of 60 years and if the subscriber dies, the beneficiary's spouse will be entitled to 50% of the pension.
Under this scheme, by investing just Rs.2 per day, you can avail the benefit of annual pension of Rs.36000. Through this, protection is available at the time of retirement.
Who can apply? (PM Shram Yogi Maandhan Yojana Eligibility)
Pradhan Mantri Shram Yogi Maandhan Yojana is only for the unorganized workers. For this the investment age limit should be 18 to 40 years.
Also, the monthly income of the applicant should be Rs.15000 or less. Keep in mind that the applicant should not be working in the organized sector (member of EPFO / NPS / ESIC). Taxpayers also cannot apply for this scheme. Applicant should have Jan Dhan account or savings bank account with Aadhar card and IFSC.
How to Apply for PM Shram Yogi Maandhan Yojana?
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To apply, first go to the Pradhan Mantri Shram Yogi Maandhan Yojana website (maandhan.in/sramyogi)
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On the home page, click on the 'Click Here to Apply Now' option
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Click on 'Self Enrollment' from the two options
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Enter your mobile number and click on 'Proceed'
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Enter the applicant's name, email address, and captcha code
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Enter the OTP sent to you
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Upload the required documents and print it for reference after form submission
