Due to the Corona epidemic and even after that many people had to lose their jobs. As a result of this situation, the country's unemployment rate has risen higher. Many people are considering starting their own businesses to supplement their income. If you wish to start a business, you may use the Prime Minister's Scheme to get a loan without a guarantee.
The sole purpose of this scheme of the government is to promote self-employment. Through this scheme, you will not be charged any processing fees for taking out the loan. This PM Mudra Scheme will provide three types of loans. This includes Shishu Loan, Kishore Loan and Tarun Loan. You may obtain any form of loan here, depending on your needs.
Apply by visiting PM Mudra Yojana website
Under this government scheme, loans ranging from Rs 50,000 to Rs 10 lakh will be given. But to take this loan, you will need a Mudra card. With this Mudra card, you can use it to buy the necessary equipment related to your business. In this, Rs 50,000 is available for Shishu loan. In the second Kishore loan, you get Rs 50,000 to Rs 5 lakh. After this, you can take a loan up to Rs 10 lakh in Tarun Loan. If you also want to take advantage of this scheme, then you can apply by visiting the official website of PM Mudra.
Must have documents
To get a loan under this PM Mudra Yojana of the government, it is very important for you to have some important documents like Aadhar card, PAN card, permanent address, complete business address proof etc. Along with this, it is necessary to have a copy of the three-year balance sheet, income tax return and self-tax return, passport size photograph.
How to Apply for Mudra Yojana
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To apply for PM Mudra Yojana, first you have to go to its official website.
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After this, on the home page, you will see the options of Shishu Loan, Kishor Loan, Tarun Loan. In this, any type of loan you need. You select it.
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From here you can download the form. Enter all the information asked in the form.
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Now submit this form to any of your nearest bank.
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On the other hand, if you want to apply online, then for this you will have to create a user ID and password.
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Within a month, you will be provided the loan.
