PM Jan Dhan Yojana 2021: There is important news for the beneficiaries of Pradhan Mantri Jan Dhan Yojana. Now you can get the information about the balance of your account with just a missed call from the comfort of your home!
PMJDY is a nationwide scheme launched by the Government of India which aims to ensure financial inclusion of every person who does not have a bank account in India. This scheme provides all banking services like remittance, credit, insurance, pension, savings and deposit accounts to the poor and needy section of our society.
How to Check the Balance of Your Jan Dhan Account?
You can check your Jan Dhan account balance in two ways. In this, the first way is through missed call and the second way is through PFMS portal. Let us know the complete process of these two.
Through PFMS Portal:
To know the balance from PFMS portal, log on to the official website. Then, click on 'Know Your Payment'. Now you will have to enter your account number. After that you have to fill the given captcha code. Now your account balance will be displayed on the screen in front of you.
Via Missed Call:
You can also check your account balance through missed calls. If you have a Jan Dhan account with the State Bank of India then you can check balance through missed call. For this, you can make a missed call on the number 18004253800 or 1800112211.
Note, you have to make a missed call on it from your registered mobile number.
Benefits of Pradhan Mantri Jan Dhan Yojana:
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No minimum balance has to be maintained under the mentioned scheme. But if you want to avail yourself of the cheque facility of the bank, then in that case you are required to maintain the minimum balance in your bank account.
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An overdraft facility would also be made available if the account holder is able to maintain the bank account in a good manner for around six months.
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The account holder can also avail himself access to the accidental insurance cover of around INR 1 Lakh as per the latest RuPayscheme
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The option of Direct Benefit Transfer is available for the person who is beneficiary of some government-based scheme.
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A single account in a particular household can enjoy an overdraft facility of INR 5,000.
