India's most trusted insurance company LIC (Life Insurance Corporation) keeps on bringing special schemes for its customers from time to time. Today we are going to tell you about one such policy where you can earn a good amount of money every month after retirement. The name of this policy is Jeevan Shanti Scheme of LIC. Let's know about this policy in detail.
LIC Jeevan Shanti Policy
While taking this policy, the policyholder has two options regarding pension. First intermediate second deferred annuity. This is a good way to get a certain amount at the time of retirement. Both plans have different features and benefits.
Two Options for Pension
Immediate means that you start taking pension soon after taking the policy. At the same time, deferred annuity means that you start taking pension some time (5, 10, 15, 20 years) after taking the policy. In the intermediate policy, you get 7 types of options. At the same time, two options are available in Defford. With this policy, customers also get the facility of loan. Also, you can surrender it anytime after 3 months.
What's the Minimum Amount of Investment?
Under Jeevan Shanti Plan, it will be necessary to invest at least 1.5 lakh rupees. There is no limit on the maximum amount. You can deposit 5 lakhs or 10 lakhs or even more as per your convenience.
Who can Apply for it?
You must be at least 30 years old to take the policy. At the same time, if the pension is needed immediately, then the maximum age should be 85 years. The maximum age for the difference plan should be 79 years.
Benefits of LIC's Jeevan Shanti Policy
In this plan of LIC, you have to invest only once and your guaranteed income will continue throughout your life. You can also take the policy jointly with your parents or siblings. Apart from this, customers can select annuity options according to their needs and circumstances. This is a single premium plan, where once you invest, you will start getting pension, which will get life.
Interest & Official Notification
Under different pension plans at intervals of 5 to 20 years, Jeevan Shanti Plan has the option of pension on your deposit at 8.79 to 21.6 percent annually. For more information, Click Here
You Will Get This Much in Return
Suppose a 50-year-old person chooses option 'A' i.e. pension option per month. With this, he chooses the 10 lakh even assured option. So he will have to pay a premium of 10 lakh 18 thousand rupees. After this investment, they will get a pension of Rs 5,617 per month. This pension will be received as long as the policy holder remains alive. At the same time, this pension will stop after his death.
