The payment app claims to be the first UPI TPAP app to launch the Aadhar-based UPI onboarding procedure. This implies that users can choose the Aadhar card option on the PhonePe app for the onboarding process and enter their Aadhar last six digits instead of their debit card information to begin the onboarding process.
Previously, as part of the UPI onboarding process, a debit card number had to be provided in order to set up a user's UPI PIN for the PhonePay app registration procedure. Those without a ready debit card were prohibited to access due to this restriction. The e-KYC flow based on Aadhar has now made the registration onboarding procedure easier.
Users of PhonePe can choose the Aadhaar card option on the PhonePe app to complete the onboarding process and to do so, they must enter the last six digits of their Aadhaar. To complete the authentication steps, these users would need an OTP from UIDAI and their respective banks.
Method to activate PhonePe UPI account using Aadhaar card
Follow these easy steps to activate your PhonePe UPI account using your Aadhar card:
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On an iOS or Android device, open the PhonePe app.
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Go to the PhonePay profile page.
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Select the Add bank account option under the Payment Instruments tab.
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After choosing the bank, use OTP authentication to confirm the mobile number.
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PhonePe will obtain bank account information and connect it to UPI.
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Then, move to set up UPI PIN. An option to select between a debit card and Aadhaar card details will be visible.
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Fill in the last six digits of the Aadhaar number. An OTP will be sent to your registered mobile number.
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Enter the received OTP and create the UPI PIN now.
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PhonePe UPI is activated and ready to make payments.
The company said in a statement that the addition of Aadhaar onboarding for UPI would remove this restriction and enable previously underserved communities to enjoy the convenience and advantages of digital payments.
