In a major relief to horticulture farmers, the Haryana government has extended the last date to apply for crop insurance under the Mukhya Mantri Bagwani Bima Yojana (MBBY). Initially set for May 31, the new deadline has now been pushed to July 31, giving farmers more time to register and protect their crops against losses from extreme weather and natural calamities.
Under the scheme, farmers are required to pay just 2.5% of the total insurance premium to enroll. The state government will bear the remaining cost, making this an affordable safety net for those engaged in vegetable, fruit, and spice cultivation.
What is the Mukhya Mantri Bagwani Bima Yojana?
MBBY aims to compensate farmers for crop losses due to adverse weather conditions such as hailstorms, temperature extremes, frost, floods, storms, and fires. It covers a wide variety of horticulture crops and ensures timely financial aid in the event of damage.
Crops Covered Under the Scheme
A total of 46 crops are covered under the scheme:
-
Vegetables (23 crops): Bhindi, brinjal, bottle gourd, capsicum, tomato, onion, cucumber, pumpkin, watermelon, etc.
-
Fruits (21 crops): Mango, guava, kinnow, lemon, lychee, pomegranate, grapes, strawberry, etc.
-
Spices (2 crops): Turmeric and garlic
Insurance Premium and Coverage Details
|
Crop Type |
Insurance Amount per Acre |
Farmer's Premium (2.5%) |
|
Vegetables & Spices |
Rs 30,000 |
Rs 750 |
|
Fruits |
Rs 40,000 |
Rs 1,000 |
Compensation Structure Based on Damage
|
Damage % |
Compensation Rate |
Vegetables & Spices |
Fruits |
|
0 - 25% |
Nil |
Rs 0 |
Rs 0 |
|
26% - 50% |
50% |
Rs 15,000 |
Rs 20,000 |
|
51% - 75% |
75% |
Rs 22,500 |
Rs 30,000 |
|
Above 75% |
100% |
Rs 30,000 |
Rs 40,000 |
The compensation will be transferred directly into the bank accounts of registered farmers after assessment by an official committee.
This extension comes as a welcome step for farmers who missed the earlier deadline. By paying a small premium, they can now safeguard their income from potential crop damage. The scheme not only strengthens financial security but also boosts confidence among Haryana’s horticulture farmers.
Farmers are encouraged to complete their registration before July 31 to take full advantage of the scheme.
