Kissandhan, a multi-asset NBFC for farmers and a wholly owned subsidiary of Sohan Lal Commodity Management Ltd. (SLCM), has marked a significant milestone by disbursing total loans worth over Rs 3,244.22 crore. The company’s strategic focus on technology-led, inclusive Agri-financing has empowered 7,11,277 lakh farmers across India, deepening its footprint in the rural economy and strengthening last-mile credit access.
Operating across 14+ states, Kissandhan continues to scale its operations, offering a wide range of Agri-credit solutions with an objective of providing ‘Financial Inclusion’ through easier and customized financing solutions to farmers, FPOs, Traders and SMEs. The company has facilitated cumulative disbursements of Rs 2,539.75 crore under its commodity-based finance model against 49,976 storage receipts, underscoring its leadership in warehouse receipt financing.
Till date, Kissandhan’s overall clientele base expanded to 37,642, encompassing Agri traders, Farmer Producer Organizations (FPOs), women beneficiaries, farmers, and other stakeholders, reinforcing its strong focus on financial inclusion.
A notable highlight was the sharp rise in women loan beneficiaries, with 37,185 women supported during this time. The average loan ticket size for these beneficiaries stood at Rs 43,317, reflecting Kissandhan’s dedication to providing need-based, Small-ticket credit aimed at enhancing the social and economic empowerment of women in rural India. Furthering its commitment to uplift Farmer Producer Organisations (FPOs), Kissandhan has extended its services to 125 FPOs and empowered more than 84,000 small & marginal farmers and their families, enabling better access to credit and improving collective bargaining power in the Agri value chain.
Kissandhan has recently added ‘Jan Samridhi’, a Micro Loan Against Property (LAP) in their product portfolio, and it has already facilitated loans worth Rs 1.13 crore, signaling a promising start to a focused program aimed at increasing grassroots financial empowerment.
Commenting on the achievement, Sandeep Sabharwal, Group CEO, SLCM Group, expressed,
“Our vision at SLCM has always been to create a resilient and integrated post-harvest Agri logistics platform. It’s a matter of pride for us that Kissandhan is taking that vision further by bringing financial inclusion at the grassroots level. By leveraging technology and fostering strategic collaborations, Kissandhan is not just disbursing loans, it's sowing the seeds of empowerment for our farmers, strengthening the rural economy, and contributing to the nation's food security.”
He further added, “We are truly delighted to have crossed the Rs 3,000 crore loan disbursal milestone, which stands as a testament to our unwavering commitment to empowering agricultural communities. Each loan is more than just a financial transaction — it’s an opportunity to transform a life, uplift a family, and support sustainable rural development across the country.”
Meanwhile, CEO of Kissandhan, Gurinder Singh Sehmbey, added, “Kissandhan’s growth is a testament to our continued focus on inclusive, tech-enabled and customized financial solutions for India’s Agri community. Our aim has always been to ensure that credit is not a privilege, but a right for every farmer, irrespective of geography or gender. We are proud of the trust reposed in us by our clients and farmers, and we will continue to innovate and expand responsibly to serve Bharat’s agri-finance needs and deepen our impact across the agricultural value chain.”
