Aiming to double farmer’s income through livestock, Haryana Government has targeted to provide the benefits of Pashu kisan credit card scheme to 1 lakh farmers by Independence Day. Amid the corona crisis, government has been working rigorously for the upliftment and welfare of farmers.
Recently, the Bankers Committee of Haryana has assured the government that under the Pashu kisan credit card scheme, 1 lakh applicants will be given the card before August 15.
Moreover, 7 lakh more Pashu Kisan Credit Cards will be made after this, says official. In Haryana, about 16 lakh families have 36 lakh cattle and milk animals. The government is trying to increase the income from livestock. Therefore, to increase this business, a plan has been made to give the livestock farmers a cheap loan.
Nearly one and a half lakh cattle herders have applied so far for Pashu Kisan Credit Card. If you also want to take advantage of this scheme, read all the details carefully.
Pashu Kisan Credit Card Benefits:
Under this scheme, loans will be available for the purchase of animals. A loan of Rs 40,783 will be given on cow and up to Rs 60,249 per buffalo.
A loan of Rs 40783 will be given to farmers through credit card in 6 equal installments 6797 per month. You have to return the amount with a 4% annual interest within a gap of 1 year. The time interval for returning the amount will be 1 year which will start from the day he receives the first installment.
Farmers are given loans under this scheme at an interest rate of 7 percent:
The farmers are given loans under this scheme at an interest rate of 7 percent. In this, the central government gives subsidy of three percent and Haryana government is giving rebate on the remaining 4 percent interest. Up to a maximum of Rs 3 lakh will be available.
Animal farmer credit card holders can avail up to Rs. 1.60 lakh without collateral security. That is, no guarantee will have to be given on it.
Pashu Kisan Credit Card Scheme Eligibility:
-
Applicant must be permanent resident of Haryana State
-
Applicant's Aadhar Card, PAN Card, Voter ID Card
-
Mobile Number
-
Passport Size Photo
How to apply for Pashu Kisan Credit Card?
-
Interested beneficiaries of Haryana state who want to get Pashu Credit Card made under this scheme will have to go to their nearest bank and apply.
-
Before applying, you will have to go to the bank with all your necessary documents. Application form will have to be filled there.
-
You have to get KYC done after filling the application form. For KYC, farmers will have to provide Aadhaar card, PAN card, voter ID card and passport size photo.
-
To get a livestock credit card, after getting the KYC from the bank and verification of the application form, you will get the animal credit card within 1 month.
