Keeping in mind the welfare of farmers who play the most important role in an agrarian country, the government has initiated Kisan Credit Card Scheme across the country. Under this scheme, a farmer can get Kisan Credit Card (KCC) and avail loans with lowest interest rate. Till now, many schemes have been implemented by the Central Government for crores of farmers across the country.
But still many farmers have not yet made their KCC. Many farmers are not able to get their names in the beneficiary list.
In such a situation, today we will tell you how you can apply for your Kisan Credit Card by applying online. Along with this, you will also get the list of the banks in this country where you can make Kisan Credit Card. Farmers require very few documents to get a Kisan Credit Card.
This Kisan Credit Card Yojana was started by the Central Government in the year 1998. The objective of the Kisan Credit Card scheme is to save the farmers from the clutches of the usurers. Many times farmers take loans from usurers at a higher rate of interest in order to complete their agricultural work. But for some reason they are not able to return it on time. In such a situation, these usurers can take possession of the land of the farmers.
The central government gives an amount of six thousand rupees per year as financial help to the farmers. Kisan Credit Card Scheme is the solution to many problems of farmers including financial security to crop insurance. And now, through this Kisan Credit Card, they are also taking loans at low interest rates. Under this scheme, loans worth Rs 1.6 lakh are being given to farmers without any guarantee. Not only this, the interest rate under this scheme is as low as 4 percent annually.
How to Apply for Kisan Credit Card from Mobile?
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Go to the Official Website - https://eseva.csccloud.in/KCC/Default.aspx.
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To get a Kisan Credit Card and a loan through it, farmers need to visit the official website of Kisan credit card.
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After clicking on this link, you can visit the website of the Ministry of Agriculture and Farmers Welfare. After this, you have to click on 'Apply New KCC'.
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After that, you need to fill every detail that is required for Aadhaar Card.
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This is the easiest way to apply for KCC from mobile.
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Now submit the application of this Kisan Credit Card with all the necessary documents to the nearest bank. Verification of your documents by a bank official! After 7 days your Kisan Credit Card (KCC) will be made!
These Documents are needed for KCC
If you want to apply for this scheme then you must have Voter ID card / PAN card / Passport / Aadhaar card / Driving license etc. for ID proof.
To get a Kisan Credit Card (KCC), farmers have to have the acknowledgement of the land, the Khasra number of the land and all other documents along with the Aadhaar card.
From Where you will get Kisan Credit Card After applying?
The Kisan Credit Card can be obtained from any Co-operative Bank, Regional Rural Bank. Or this card can also be taken from SBI, BOI and IDBI Bank. Apart from this, National Payments Corporation of India Rupees also issues Kisan Credit Card.
You can get your KCC from Bank of India, State Bank of India, Bank of Baroda, Axis Bank. However, the government has superseded many other national banks including ICICI Bank. The farmer should submit his application on these banks.
